What is myHilo?

myHilo is a digital banking super app built by VPPOS that lets users pay, transfer money and use financial utilities in a single app. This article answers common questions about myHilo.

What is myHilo?

myHilo is a mobile app that combines several financial services in one interface: viewing balances, transfers, bill payment, QR scanning and partner offers. "Super app" means users do not need a separate app for every need.

Who develops myHilo?

myHilo is a VPPOS product. VPPOS is a Vietnamese technology company founded in 2019. VPPOS both builds and operates the app, and works with partner banks to connect accounts and services.

What is myHilo used for?

• Payments and transfers by account number or QR code.
• Bank linking to view balances and transactions in one place.
• Biometric authentication with fingerprint or face.
• Offers and rewards when transacting with partners.

Is myHilo secure?

myHilo uses layered security: encryption in transit and at rest, biometric authentication, one-time codes to confirm transactions and real-time alerts for unusual activity. Customer identification uses VPPOS eKYC, in line with current regulation.

How do you get started with myHilo?

1. Download myHilo from the App Store or Google Play.
2. Register with your phone number and verify your identity with documents and face.
3. Link a partner bank account.
4. Start transferring, paying and receiving offers.

How is myHilo different from a typical e-wallet?

E-wallets mostly focus on payments. myHilo aims to be a digital banking channel: it connects directly to partner bank accounts and adds financial services over time instead of just holding a wallet balance.

Get in touch

Banks and financial institutions interested in deploying myHilo can contact the VPPOS team through the contact page for advice on integration models.